Squeezing Annuity Yield: Shootin’ It Straight with Stan

Squeezing Annuity Yield: Shootin' It Straight with Stan

Do Children and Teenagers Need Life Insurance?

Most people associate life insurance with adulthood or even seniority. Why? Because the main purpose of life insurance is to contribute to the well-being of your family in your stead, in case you became unable to do so.

Accidental Death And Dismemberment Policies

Sometimes there are subjects or topics we’d rather not think too much about; they’re too unpleasant or distasteful to think upon for very long. Losing a limb or suffering some other form of accident that causes a disabling, or deadly, condition is probably one of those shared by many of us. It is also natural to not want to deal with any possible solution or occurrence of that type of scenario so usually we don’t. It may be a mistake to do so, to not think about those possibilities, and we honestly hope we never need the insurance we pay premiums on, but that’s why there is accidental death and dismemberment insurance: to cover the situations our life insurance may not.

Life Insurance Myths And Mistakes

Life insurance is a very important investment which protects your loved ones against financial loss and damage. Most people see it as the ideal safety net which kicks in when you need it the most. However, how many of us are truly familiar with what insurance stands for?

Life Insurance: Should You Buy It?

Life insurance is an efficient financial safety tool which ought to be taken into consideration when planning one’s budget. It can cover various expenses, ranging from tuition fees to funeral costs, as long as the insured meets the contract requirements. Lately, more and more people have started to take interest in the topic of insurance.

Do You Need Whole Life Insurance?

If you have a family that depends on your for financial support, you need some form of life coverage. A life insurance policy will pay a benefit to your family at the time of your death. The money can be used any way your beneficiaries wish.

How Do People Benefit From Cheaper Life Insurance?

Life insurance is important. It helps individuals make their life and future better.

Accidental Death and Your Insurance

Anyone looking for life insurance is probably familiar with the term ‘double indemnity’. Normally used in conjunction when discussing an accidental death benefit, the phrase quite literally means the death benefit of your policy doubles if you die from an accident. The accidental death rider is probably one of the best values someone with a policy can have to add to their existing policy. Even though it’s true that the rider doubles your death benefit it may even be possible to purchase and add multiple accidental death riders, effectively tripling the amount of the benefit should you die due to accidental causes. For a small jump in your premium it might be worth considering.

Why Should You Start Saving For Retirement As Early As Possible?

The primary objective of retirement planning is to generate regular income after you reach your retirement age. You must therefore start saving early in life and strike the right balance between the various portfolio components. By starting early, you can have a good amount for retirement without affecting your standard of living.

Benefits of Permanent Life Insurance

What’s your motivation behind securing your retirement future? Is it financially stability? Freedom to travel? Or how about long term care? Regardless the reason, it’s critical to plan for this transition. One highly recommended product for retirement is permanent life insurance.

Senior Life Insurance – A Time of Decision

A comprehensive look at questions and concerns most individuals have prior to beginning their search for senior life insurance. Life insurance for seniors must be chosen carefully based up their families needs.

Payment Protection Insurance Claims

There are many ways in which you may have been mis-sold a PPI policy and, if you were mis-sold your policy, then you have the right to pursue payment protection insurance claims. Millions of policies are believed to have been mis-sold and the total bill faced by banks, building societies, and other lenders continues to grow. They have now set aside more than 16bn pounds between them and this continues to rise. Before you can make a successful claim you should determine whether you were potentially mis-sold the policy in the first place.

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