Annuity Formula

Annuity Formula




Legalization of Marijuana and Its Effect on Life Insurance

Just because you’re a marijuana user doesn’t mean you can’t get life insurance. In fact, if you really know what you’re doing, you can get an excellent rating. Insurance companies are more and more lenient when it comes to having used marijuana, and as the legalization of marijuana continues forward, apply for life insurance is getting easier.

Private Mortgage Insurance Vs. Mortgage Protection Insurance

When purchasing a home with less than a 20% down payment, it is common for mortgage lenders to require you to pay for private mortgage insurance (PMI) or lender’s mortgage insurance. However, many people are not clear on what that insurance is covering.

Reasons for Purchasing Adequate No-Exam Life Insurance

Adhering to a healthy diet helps a great deal in making you stay healthy. This offers an added bonus in that you benefit from decreased insurance premium rates. The presence of disease is a red flag for the insurance underwriter.

Reasons for Purchasing Life Insurance With No Medical Exam

Many people fail to purchase insurance because they do not have the time to undergo medical examination while others are prohibited by religious beliefs to go for medical exams. However, the public needs to be informed that many insurance companies offer policies that do not demand medical exams. The reasons for purchasing the life insurance with no medical exam policies include:

Top Four Thrills Of Life That Need Insurance Cover

The world has a lot of adventures and mysteries for you to discover. For the adventurous kind of people, you may want to travel, see and find these mysteries for yourself. Whether you are eighteen or you are experiencing the joy of mid-life crisis, adventures are bound to make your life feel new and open up your mind to some of life’s greatest experiences.

The Factors to Consider When Choosing Final Expense Insurance

Many people would rather not think about their death. As a result, they are not able to consider important things such as final expense insurance. However, it is important to think about the costs for your funeral because your loved ones are guaranteed of incurring these expenses when you die.

Reasons for Purchasing Insurance for the Elderly

If you have retired and many years have gone by, it does not mean that you cannot get a good cover. Many of the leading life insurance companies are providing insurance to cater for the needs of senior citizens. Therefore, getting insurance quotes will be easy for you.

Features of the No-Medical Exam Policy

Taking a medical test may not be everyone’s favorite activity. Actually, many people do not want to have to take medical examinations (for religious reasons) to be qualified for insurance. Furthermore, other adults fail to purchase insurance because they do not have the time to undertake such a medical exam.

The Factors to Consider When Buying Life Insurance

It is easy to find people shopping for gifts but few of these people are likely to purchase life insurance policies. According to research, less than 50 percent of the households in many developed nations have taken the initiative to purchase insurance. They often blame confusing products, high commissions, reports of denied insurance claims and unemployment for not buying insurance.

Things to Consider When Choosing the Final Expense Insurance

The final expense insurance policy can save your family a lot of money as well as stress when you die. Funeral costs are high; therefore, the last thing people want to think about when they lose a loved family member is planning the final arrangements and paying for the burial. The right insurance policy can help a great deal in easing the burden associated with the costs of funerals.

Some of the Common Reasons Why People Avoid Buying Insurance

Purchasing insurance is an important decision that must be taken seriously by everyone. To get the best policy, you may consider accessing a life insurance quote online from any leading service provider. However, according to studies, a little less than 50 percent of adults do not own life insurance.

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