An immediate annuity has been purchased with a single premium (SPIA)

An immediate annuity has been purchased with a single premium (SPIA)




The Facts You Need to Know About No Medical Exam Life Insurance

The world we live in today has some good sides and some bad sides to everything that you choose. You will never find everything favoring you as you expect, and so you will try the best you can to handle the areas that do not favor you in the best way possible. Take for example life insurance.

Tips for Shopping For an Insurance Plan

It is advisable to exercise due diligence when shopping for life insurance. A good plan can make a significant difference between your family thriving and surviving. Many people consider the subject of insurance a complicated affair.

Mistakes Often Made When Buying Non-Medical Insurance Plans

The business of insurance keeps changing, and it seems like this trend will not stop any time soon. If you look around, you will soon discover many insurance companies who have changed the way they view many health problems. Many carriers have become friendly towards most of the health issues, including history of cancer, high blood pressure or diabetes.

Tips for Saving on Insurance Plans That Do Not Involve Medical Exams

Insurance carriers use multiple guidelines to determine insurance rates. It can be confusing having to peruse through a list of figures provided on the quote and determining exactly where you fall. State regulators place restrictions on how often a company gets to change its rates.

How Are The Rates Of A Non-Medical Insurance Plan Determined?

It is important to know what you are getting into when buying life insurance – it should not be a mystery. The health status and health history was a popular factor used to determine the rate. In the past, it was not uncommon to be denied coverage because of a pre-existing medical condition.

Why Go For No Medical Exam Life Insurance Quotes

Whether it your lifestyles, occupations, illness, long procedures, tiresome paper work or simply your fear of needles that is holding you back from buying that insurance life policy that you have always wanted, there is some good news. Though expensive, going for a no medical exam life insurance is an equally attractive option especially if you do not want to go through the hassle of waiting for a coverage that might never get approved in the long run just because you are a sky diver or a sumo wrestler, who is at the brink of death. Below are some of…

Why Take A No Exam Life Insurance Policy

Ever considered taking up a life term insurance cover and had to evaluate the merits of taking a no exam life insurance policy over taking one with a medical exam? As much as there are some few disadvantages of picking up this option, the package offers numerous benefits to its consumer. Some of these advantages are as listed below.

You Need To Go For Medical Check Up Once In A While

Perusing through health magazines, articles or even attending health forums have one thing in common: the emphasis for regular medical check-up to enhance a healthy lifestyle. In as much as you may be living a healthy lifestyle by doing such things as eating a balanced diet, exercising, taking plenty of water and the like, it is still not enough to guarantee you that everything is alright. As you read on, you will realize that medical check-up is something to count on.

Medical Examinations That Most People Need

One of the effective ways of keeping your body’s health at par is having regular medical screening. The best way to make you understand it better is imagining it as a basic car maintenance. Similar to the way you check the car engine, oil and tire pressure to keep it running safe, you get the same benefits with medical screening.

Features of the Term Life Insurance Policy

If you are looking for insurance, you can consider a term life policy. A choice will have to be made between a medical and non-medical term policy. With a medically underwritten plan, you will need to undergo a medical exam.

Issues With the No Medical Exam Life Insurance

One of the greatest inconveniences associated with getting insurance is the medical checkup. Many insurance providers have realized this and thus, they have started offering plans for those who are unable or unwilling to undergo a thorough medical examination prior to getting coverage. Therefore, no medical exam life insurance plans are gaining popularity in the market place.

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