068 Tom Hegna Clip: Longterm Care – Getting Coverage And Controlling The Assets

068 Tom Hegna Clip: Longterm Care - Getting Coverage And Controlling The Assets

Awareness of Life Insurance

Life insurance is an important part of your financial planning. If your family’s only source of income is your salary, then you need life insurance coverage. If you are young, then you need more life cover that will last longer. You should take a life insurance for 10 years or 20 years depending on the age of your children. A life insurance could help to maintain your family’s standard of living and makes sure that your children have all the opportunities even after your death.

Spotting False Term Life Insurance

False life insurance fraud is perhaps the most sensitive kind of insurance scam, since larger frauds are often discovered only after the death of the insured. Although buyer frauds are very common, and can even lead to the murder or suicide of the insured in order to cash in their insurance, this article focuses on seller fraud, where those selling or claiming to sell insurance are involved in the fraud.

Why Is My Life Insurance Policy Lapsing?

Every month Billions of dollars in life insurance death benefits lapse due to declining interest rates on interest sensitive life insurance products. The product I am talking about goes by a few different names: 1. Universal Life 2. Flexible Premium Life 3. Adjustable Premium Life.

Indexed Universal Life Insurance For Retirement Income

Indexed universal life insurance can be a great savings vehicle for investors who have a good ability to save. Indexed universal life or IUL, is a type of permanent life insurance that allows a policy holders to build a cash value.

To Fiduciary or Not To Fudiciary?

The excuse for burdensome regulatory interference is consumer protection. The end result is actually reduced service for the middle market who needs advice more than the mass affluent market.

Buying Life Insurance: 3 Quick Pitfalls to Avoid

It’s no secret that the majority of Canadians today don’t really understand the life insurance policies they own or the subject matter altogether. Life insurance is such a vital financial tool and important part to your financial planning that it is incumbent upon you to have a basic level of understanding.

Why Should You Get a Life Insurance Policy?

A life insurance policy can go a long way toward helping dependents who have experienced the death of a loved one. If the breadwinner of the family dies, his dependents can be left with nowhere to turn. If he has a life insurance policy, however, then his dependents will have a safety net until they can fend for themselves.

Just the Facts on Life Insurance

Life Insurance plays a very important role in an individual’s life as it serves as a guarantee against the possibility of untimely death, and the loss to livelihood as a result of the untimely death of the main earning member of a family. In these days of varied threats in the form of lifestyle diseases and other causes, it becomes very important for people to insure their lives, especially if they are the main earning member of their family.

Twelve Secrets and Tricks to Buying Life Insurance

Secret #1: Don’t spend too much time on a life insurance quote. Do not be fooled by the low price quotes you get online – they don’t apply to you unless you are extremely healthy. Statistically only 10% of people who apply actually get the lowest priced policy.

Why Life Insurance Is Very Important Before Investing Money

List of important reasons why life insurance is very important before you invest your hard-earned money. It is very important to buy health and life insurance first before you invest.

Over 50s Life Insurance – The Facts That You Need to Know

Is over 50s life insurance worth paying the premiums for? Here are the facts to help you decide if it is right for you.

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